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Blog

10 Nov
When it comes to setting up a budget, it's essential to understand how to distinguish between fixed and variable spending. Fixed expenses, also referred to as indirect costs, remain the same each month...
28 Oct
Irrespective of the fact you are hardly making both ends meet or earning six-digit amounts a year, you need to have good budgeting skills. Contrary to popular belief, budgeting isn’t just about limiting...
20 Oct
Everyone wastes money. According to a recent Hloom poll of over 2,000 respondents, more than 80% of Americans are wasting money on pointless things. Only 17.4 percent of respondents said they weren’t...
6 Oct
Since the global Coronavirus health crisis, there has been a significant increase in the number of people seeking new methods to generate extra money to supplement their monthly paycheck. There are literally...
5 Oct
More and more Americans now dream of early retirement. Many are concerned about health-related issues, while others consider starting their own business, pursuing volunteer passion, or just stopping working....
30 Sep
A well-laid budget makes huge sense for achieving your financial objectives. It also helps you pay down debt, save money, and make the most of your every dollar. However, as FINRA's 2016 National Financial...
16 Sep
According to the credit bureau Experian, nearly six in ten Americans have a “good” credit score. However, approximately 12% of Americans have scores less than 550, which is considered fair or poor....
3 Sep
As parents, one of our main goals should be to teach our children financial responsibility. The fundamental strategy to teach the kids anything is to model the behavior you want them to learn.
20 Aug
Should you see retirement on the horizon after decades of working and saving, start thinking about establishing retirement time frames, evaluating expenses, and defining risk tolerance.